Travel Health Coverage
Reimbursement of charges for medical, surgical, and hospital services as a result of emergency treatment outside of your home province. Coverage is provided for you and your dependents travelling on vacation or business.
This benefit shall not be subject to the deductible and shall not have a maximum.
This plan will cover 100% of the expenses listed below in excess of the scheduled amounts payable by the applicable provincial government hospital and medical plan. The Plan will not pay for any extra billing by a Physician. The following list does not contain all charges eligible for reimbursement.
• Hospital in-patient and out-patient charges for services and supplies provided by a licensed hospital.
• Medical and surgical charges for services and supplies provided by a licensed practitioner (charges for services rendered in connection with general examinations for “check-up” purposes or for cosmetic purposes are not eligible expenses).
• Ambulance charges for service from the place of illness or accident to the nearest hospital capable of providing appropriate treatment.
• Economy air transportation to the home city in Canada by stretcher if the patient has received treatment at a hospital as an in-patient.
• Charges for dental care service to natural teeth when necessitated by a direct accidental blow to the mouth only, and not by an object wittingly or unwittingly placed in the mouth. Maximum coverage is $3,000 per accident.
• Treatment for the emergency relief of dental pain to a maximum of $300. Services must be rendered outside the Province of residence.
• In the event of loss of life – up to $7,500 towards the cost of transporting a deceased subscriber to the home city in Canada, or up to $5,000 for cremation or burial at place of death.
• Blood and blood plasma if not available free of charge.
• Additional cost, if any , of the most direct return (economy) air travel from the place where the subscriber was hospitalized as an in-patient to the home city in Canada, including the cost of return economy air travel for a professional nurse where nursing care is required during the flight home. This benefit must be supported by a letter from the attending Physician. This benefit is also available to your family (Spouse and dependant children) or one travelling companion who is covered by a Manitoba Blue Cross Travel Health Plan, travelling with the patient at the time of injury or onset of illness.
• Charges for private duty nursing care by a graduate professional nurse; who is registered in the place where the service is rendered. Those services must have been recommended by the attending Physician and the nurse must not be a relative of the patient.
• An allowance of $40 per day for each day the subscriber is hospitalized as an in-patient. Maximum coverage is $1,000.
• Charges for physiotherapy when provided in a hospital.
• Charges for drugs and medicines purchased on the prescription of a licensed Physician excluding vitamins and vitamin preparations, patent or proprietary drugs or “over the counter” drugs.
• An allowance up to $4,000 towards the actual charges incurred by a commercial agency for the return of a private or rental vehicle used for the trip, to the subscriber’s place or residence or nearest rental agency in the event the subscriber becomes totally disabled and is unable to drive the vehicle.
Exclusions and Limitations
The following are not eligible:
• Employees age 70 and over (including all dependents).
• Retired employees.
• Students in full-time attendance at learning institutions outside of Canada.
• Persons who are travelling against medical advice.
• Persons travelling outside their province of residence for the purpose of obtaining medical treatment.
• Persons travelling outside of Canada for longer than 90 days; further if the trip is planned for longer than 90 days, travel health coverage is not applicable for the entire trip.
Prairie Teamsters Administration Services Ltd.
209, 7260 - 12 St SE Calgary, Alberta T2H 2S5
Telephone 403-252-6924 - Toll Free1-877-817-7526 - Fax 403-253-3231