DESCRIPTION OF BENEFITS
Group Life Insurance
Group life Insurance Benefits in the amount of $50,000 will be paid to your beneficiary, if living, otherwise to your estate at your death. It is very important that a designated Beneficiary be shown on your Application for Benefits at the time of your enrollment.
Your beneficiary may be any person or persons you name. You may change your beneficiary at any time, subject to the laws governing such changes. Please ensure change forms are signed, dated, and witnessed, in ink.
Disability Provision
If before your 65th birthday you should become totally and permanently disabled while insured and continue to be so disabled for at least six (6) months, your Group Life Insurance will be continued without further premium payment until age 65.
You must submit proof satisfactory to Manulife Financial that you are disabled within 12 months of the date you cease active work.
Conversion Privilege
If your Employee Life Insurance reduces or terminates, you may be eligible to convert the terminated amount to an individual life insurance policy without a medical examination or health questionnaire being required. The eligibility requirements, the type of policy and the amount of insurance that you may convert are described in the Contract issued to the Contract holder.
Contact your Administrator or the nearest Manulife Financial office (1-800-661-1324) for details. Written application together with initial premium due must be submitted to Manulife within 31 days of the date your Employee Life Insurance terminates.
Your Life Insurance will remain in force under the Group Plan without charge during the conversion period.
Claim forms and specific instructions may be obtained from the Plan's Administration office
Prairie Teamsters Administration Services Ltd.
209, 7260 - 12 St SE Calgary, Alberta T2H 2S5
Telephone 403-252-6924 - Toll Free1-877-817-7526 - Fax 403-253-3231