Prairie Teamsters Administration Services Ltd.

TO ALL MEMBERS OF:

THE TEAMSTERS UNION LOCAL 362 HEALTH AND WELFARE PLAN

This is intended to outline the Plan in everyday language and does not constitute the terms and conditions of any policy of insurance authorized by the Trustees.

Members should be aware the provisions outlined herein are subject to change at any time and is not intended to be a guarantee of any coverage. This outlines the eligibility requirements and procedures to be followed when claims arise.

The Dental and Extended Health Plan is carried by Manitoba Blue Cross under group # 7020 (Manitoba Members: # 7021).

The Life Insurance, Accidental Death and Dismemberment, Weekly and Long Term Disability Benefits are insured by Manulife Financial under Group Policy # 4096.

Updated: January 2010

TO ALL ELIGIBLE MEMBERS

The Teamsters Local 362 Health and Welfare Plan was established to provide Group Welfare Benefits for all eligible members and their dependents.

This outlines the important provisions of the benefits to which eligible members and their dependents are entitled, explains the eligibility requirements, and outlines the procedures to be followed when claims arise.

Your Trustees have attempted to provide the maximum amount of protection which could be purchased consistent with the maintenance of a sound financial reserve which would enable the Plan to continue under poor as well as good economic conditions.

Should you require any information on the operation of the Plan, please contact the Plan’s Administration Office: Contact